New Credit Card Feature
Personal Finance
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CNBC Awaaz14-01-2026, 12:24

Credit Card Reward Points: Avoid These 5 Mistakes to Maximize Your Benefits

  • Many credit card users fail to fully utilize reward points, leading to their expiry.
  • Not shopping on specific days or at the right outlets can significantly reduce earned reward points.
  • Ignoring the expiry dates of reward points is a common mistake that leads to their loss.
  • Converting reward points to cashback often yields less value than using them directly for purchases.
  • Lack of awareness about free flight and hotel bookings through reward points causes users to miss out on benefits.

Why It Matters: Maximize credit card reward points by avoiding common mistakes like ignoring expiry dates and strategic shopping.

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