EPFO to Allow EPF Withdrawals via UPI from April 2026, Benefiting 8 Crore Employees

• EPFO is implementing a major digital update allowing EPF members to withdraw funds directly into bank accounts via UPI.
• The new system, expected to roll out from April 2026, will eliminate the need for filing claims, making withdrawals instant.
• A portion of the EPF balance will be 'frozen' for retirement security, while another will be instantly accessible.
• Members can view their EPF balance from linked bank accounts and transfer money using a UPI PIN.
• This update will benefit 8 crore employees, offering secure and quick access to funds for digital payments or ATM withdrawals.

Why It Matters: EPFO will enable instant EPF withdrawals via UPI from April 2026, simplifying access for 8 crore employees.