IDFC First Bank Revises Savings Account Interest Rates from January 9, 2026

• IDFC First Bank has updated its savings account interest rates, effective January 9, 2026.
• The bank maintains a progressive interest rate structure, offering 3% on up to 1 lakh rupees.
• Balances between 1 lakh and 10 lakh rupees will earn 5% interest.
• The highest rate of 6.5% applies to amounts from 10 lakh to 10 crore rupees.
• Interest is calculated daily on the end-of-day balance and credited monthly, as per RBI guidelines.

Why It Matters: IDFC First Bank revised savings interest rates, offering higher returns for larger balances with a progressive structure.