Indian Investors Mature: Mutual Fund AUM Soars on Behavioral Shift, Not Just Returns

• India's mutual fund AUM crossed ₹80 lakh crore by November 2025, up 19%, driven by sustained domestic participation despite uneven market returns and foreign outflows.
• Monthly SIP inflows remained resilient at around ₹29,000 crore, with equity mutual funds seeing 57 consecutive months of net inflows, indicating a shift from panic selling to disciplined accumulation.
• Investors showed increased maturity, moving towards diversified equity funds, hybrid/multi-asset strategies, and passive investing, while moderating exposure to concentrated sectoral funds.
• Non-metro cities significantly contributed to growth, with first-time investors from smaller towns driving folio count to 250 million through SIPs, aided by digital platforms.
• The industry saw 245 new schemes launched in FY2025, mobilizing over ₹1.08 lakh crore, reflecting demand for diverse choices and precise exposure.

Why It Matters: Indian investors matured in 2025, prioritizing disciplined allocation and long-term growth over market-led gains.