Compounding: full vs staggered
Compounding favours lump sum investments because the full amount remains invested for the entire period, unlike SIPs where later instalments have less time to grow.

Example: Over 10 years at returns above 12%, a lump sum investment typically builds a larger corpus than an SIP with the same total contribution.(Image: Canva)
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CNBC TV1803-02-2026, 12:57

JioBlackRock Unveils Digital Investment Platform for Indian Investors

  • JioBlackRock Investment Advisers, a 50:50 JV between Jio Financial Services Limited (JFSL) and BlackRock Inc., launched a digital platform for personalised investment advice.
  • The platform, JioBlackRock Personalised Investment Advice, uses BlackRock’s Aladdin® technology for tailored guidance, daily portfolio monitoring, and rebalancing suggestions.
  • It targets retail investors, making investment guidance more accessible and affordable, with an initial investment of ₹10,000.
  • The advisory service costs ₹350 per year or 0.35% annually for assets under advisory above ₹1 lakh, with the first three months free.
  • Accessible via JioFinance and MyJio apps, the platform aims to evolve the industry by catering to price-sensitive investors comfortable with digital-first engagement.

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