Multi-Asset Portfolios: Balance Risk, Boost Returns Amidst Market Volatility

• 2025 witnessed surprising market events; gold and silver delivered spectacular returns (63% and 108% respectively by Dec 15, 2025), outperforming equities.
• Investors often fall into the "chasing returns" behavioral trap, investing after rallies, which is usually ineffective.
• A long-term, diversified investment strategy, including outsourced asset allocation, is vital to navigate volatile markets and avoid emotional decisions.
• Relying on a single asset class, despite recent performance, creates unnecessary risk in today's interconnected global environment.
• Intelligent diversification across asset classes and even within equities (e.g., quality vs. growth stocks) is essential for robust portfolios and compounding benefits.

Why It Matters: Diversified multi-asset portfolios balance risk and return, enabling compounding for long-term wealth creation.