Plan 2026 Finances Now: Year-End Steps for Savings, Tax, Overseas Education

• As 2025 ends, review personal finance aspects like savings, investments, taxation, and education funding for 2026.
• Reassess short, medium, and long-term financial goals and align investment strategies with risk appetite, as advised by Dante De Gori, CEO of FPSB International.
• Review retirement contributions and leverage tax-advantaged instruments, especially after India’s Union Budget 2025 tax changes.
• Stricter scrutiny for overseas education visas and loans necessitates early, meticulous financial planning, notes Ankit Mehra, CEO of GyanDhan.
• Consider professional guidance from a CFP® to manage complex financial decisions spanning investments, retirement, and education.

Why It Matters: Proactive year-end financial planning for 2026 is vital for optimizing savings, taxes, and overseas education funding.