RBI's New Digital Payment Rules: What Changes From April 1?

• New RBI rules for digital payments come into effect from April 1.
• Ram Rastogi, Chairman, Governance Council at FACE, emphasizes balancing convenience with trust for sustained growth.
• Security systems need to be stronger yet intuitive and frictionless, especially for first-time users.
• Nearly 65% of digital payment frauds involve amounts below ₹50,000, affecting everyday users.
• Fraud patterns are shifting from system breaches to user-targeted tactics, requiring evolving regulatory safeguards.