SEBI Reforms: Lower MF Costs, Simplified IPOs Boost Investor Returns & Access

• SEBI introduces reforms for transparent, affordable, and convenient investing for retail investors.
• Mutual fund costs clarified with Base Expense Ratio (BER) and Total Expense Ratio (TER), reducing all-in costs and mis-selling.
• IPO norms simplified with digital Abridged Prospectus, enabling quicker, informed decisions for retail investors.
• Reforms aim to boost SIP penetration in semi-urban/rural areas, promoting broader financial inclusion.
• Brokerage caps and removal of exit loads further reduce costs, though brokers/AMCs face minor adjustments.

Why It Matters: SEBI's reforms enhance transparency, reduce costs for mutual funds, and simplify IPOs for retail investors.