Women's Wealth Journey: Strategic Financial Planning for Every Life Stage

• Early career (20s-early 30s): Focus on long-term growth with 60-80% equity allocation, maintain 6-9 months of expenses in liquid assets, and start disciplined SIPs.
• Mid-career (30s-40s): Transition to goal-linked planning using a "bucket strategy" for growth, goal-based, and safety capital, while increasing term and health insurance.
• Late career (40s-50s): Balance capital preservation with growth, gradually reducing equity to 40-55% and focusing on quality, income-generating assets for retirement.
• Experts like Sonam Srivastava, Sneha Jain, and Prachi Deuskar emphasize planning for "contribution gaps" and maintaining financial independence.
• Foundational pillars at all stages include 6-12 months emergency funds, comprehensive insurance, and structured retirement investments.