Young Indians Revolutionize Holiday Spending: BNPL, EMIs, and Group Travel Surge

• Young Indian travelers are adopting structured financial approaches for holidays, moving away from occasional indulgence to planned financial outlays.
• Credit and installment-based payments, like EMIs, are being integrated into holiday bookings, with SOTC Travel partnering with SaveIN for no-cost EMIs up to ₹10 lakh.
• India's BNPL and EMI market is projected to grow 12% annually between 2025-2030, with travel emerging as a key sector for such financing.
• Younger travelers, particularly Gen Z and millennials, are increasingly opting for curated group travel formats like Scapia Trips for cost predictability and simplified planning.
• These trends reflect a broader shift towards applying cost-management strategies to discretionary spending, with a focus on flexibility, transparency, and control over expenses.

Why It Matters: Young Indians are transforming holiday spending with flexible financing, group travel, and cost-management strategies.