AP Tenant Farmers Get ₹1 Lakh Crop Loan: Eligibility, Benefits & How to Apply

• AP's coalition government offers crop loans up to ₹1 lakh to tenant farmers through District Cooperative Central Bank (DCCB).
• Eligibility requires PACS membership, residence within PACS jurisdiction, a valid lease agreement, and cultivating a minimum of 1 acre.
• The loan is independent of existing bank loans and can be taken individually or as part of a PAC.
• Interest rate can be as low as 4% with timely repayment and Interest Subvention Scheme benefits.
• Loans are not available for DKT or assigned lands; farmers are advised to cultivate high-yielding crops like millets for better income.

Why It Matters: AP tenant farmers can now access ₹1 lakh crop loans with low interest, boosting agricultural prospects.