20x12x20 SIP Rule: Become a Crorepati with Small Monthly Investments!

Business
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News18•22-12-2025, 20:46
20x12x20 SIP Rule: Become a Crorepati with Small Monthly Investments!
- •The 20x12x20 SIP rule enables ordinary individuals to become millionaires through disciplined, long-term investment.
- •Invest ₹20,000 monthly for 20 years, aiming for a 12% average annual return.
- •A total investment of ₹48 lakh can grow to ₹1.9-2 crore over 20 years due to the power of compounding.
- •Financial advisors emphasize discipline, patience, and not stopping SIPs during market downturns.
- •Increase SIP amount with income growth and choose suitable mutual funds for optimal results.
Why It Matters: The 20x12x20 SIP rule demonstrates how small, disciplined investments can build significant wealth.
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