3 Tips to Boost Savings Regardless of Salary Growth

• Inflation and rising costs make saving difficult for many, even with salary increases.
• Adopt a "no-buy challenge" to purchase only necessities and avoid unnecessary expenses.
• Prioritize saving by setting aside a fixed amount immediately after receiving your salary, possibly using auto-debit.
• Create and adhere to a thoughtful budget to manage expenses, reduce unnecessary costs, and avoid impulse purchases.

Why It Matters: Practical tips to boost savings and financial stability, even with stagnant income.