Daily vs Monthly SIP: Long-Term Returns Show Little Difference, Study Reveals

• A study compared daily, monthly, and quarterly SIPs over 15 years (Dec 2010 - Dec 2025) in the Nifty 50 Index.
• Despite common belief, investing more frequently (daily SIP) did not significantly boost long-term returns.
• Total investment amount was kept identical across all frequencies for a fair comparison.
• Daily SIP yielded ₹1.15 crore (13.83% XIRR), monthly ₹1.14 crore (13.80% XIRR), and quarterly ₹1.15 crore (13.80% XIRR).
• The key factor for returns is the duration of investment and overall market performance, not the frequency of SIP instalments.

Why It Matters: Long-term SIP returns are driven by market cycles and investment duration, not frequency.