Don't Lose Lakhs! Transfer Your Old PF Account to Avoid Tax, Pension Risks

• Leaving old PF accounts untouched can lead to dormancy, tax on interest after 3 years, and loss of compound interest benefits.
• Failure to transfer old PF may result in heavy tax on withdrawals if total service is less than 5 years.
• Pension eligibility (EPS) is at risk as previous service might not be counted without transfer, requiring 10 years of service.
• Automatic PF transfers often fail due to name mismatches, un-updated KYC, or employer delays in updating exit dates.
• Secure your PF by activating UAN, ensuring Aadhaar/PAN/bank details match, and using the "One Member - One EPF Account" option on the UAN portal.

Why It Matters: Transferring your old PF account is crucial to avoid financial losses, tax burdens, and pension risks.