Double Your Money: NSC, FD, or Mutual Funds? Uncover the Best Investment for You

• National Savings Certificate (NSC) offers 7.7% annual interest, tax benefits under Section 80C, and guarantees Rs. 1.44 lakh from Rs. 1 lakh in 5 years.
• Fixed Deposits (FD) provide 7.5% at post offices and 6-6.5% at banks, yielding around Rs. 1.45 lakh from Rs. 1 lakh in 5 years, but interest is fully taxable.
• Lumpsum Mutual Funds can offer 10-12% average annual returns, potentially growing Rs. 1 lakh to Rs. 1.75 lakh in 5 years, but involve market risk.
• Choose NSC for security, FD for security with some liquidity, and Mutual Funds for higher returns with risk tolerance.
• Consider risk, tax, inflation, and personal goals; consult a financial expert before investing.

Why It Matters: Choose between NSC, FD, or Mutual Funds based on your risk tolerance, security needs, and return expectations.