•EPFO introduces 'EPFO 3.0' digital revolution for faster, more transparent retirement funds and pension services.
•Auto-settlement limit for PF withdrawals increased from Rs 1 lakh to Rs 5 lakh, effective June 2025, benefiting millions.
•Centralized Pension Payment System (CPPS) for pensioners to be fully effective from January 1, 2025, ensuring direct disbursement from central office.
•PF account transfers between jobs now automatic without employer permission if KYC details are correct, effective January 19, 2025.
•Government focuses on strengthening social security but has not assured an increase in the minimum pension, citing fund stability.
