How Much Loan Can You Get on 10 Grams of Gold? Monthly Interest Rates Explained

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Gold Loan Guide: How Much Can You Borrow on 10 Grams & What's the Interest?

Gold Loan Guide: How Much Can You Borrow on 10 Grams & What's the Interest?

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News18•10-02-2026, 07:41

Gold Loan Guide: How Much Can You Borrow on 10 Grams & What's the Interest?

•Banks offer gold loans based on the Loan-to-Value (LTV) ratio, determined by RBI rules.
•Up to 85% loan is available for amounts up to 2.5 lakh rupees, 80% for 2.5-5 lakh, and 75% for higher amounts.
•For 10 grams of 22-carat gold worth 1.40 lakh rupees, you could get approximately 1.19 lakh rupees.
•Gold loan interest rates are lower than personal loans, ranging from 8.5% to 12% in major banks.
•Flexible repayment options include monthly payments, EMIs, or bullet payment (interest at year-end).

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Gold Loan Guide: How Much Can You Borrow for 10 Grams of Gold?

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