Gold Loan Dangers: How a Single Oversight Can Risk Your Pledged Gold

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Gold Loan Warning: One Mistake, Your Gold is Gone Forever!

Gold Loan Mistakes: గోల్డ్ లోన్ తీసుకున్నారా? ఈ చిన్న తప్పు చేస్తే ఒక్క గ్రామ్ బంగారం కూడా తిరిగిరాదు (ప్రతీకాత్మక చిత్రం)

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News18•12-02-2026, 17:23

Gold Loan Warning: One Mistake, Your Gold is Gone Forever!

•Gold loans are of two types: bullet repayment or EMI-based; choose based on income to avoid burden.
•Failure to pay principal or interest for over 90 days classifies your account as an NPA, leading to recovery actions.
•Lenders can auction pledged gold after providing advance notice; borrowers can reclaim gold by paying full dues before auction.
•If gold prices fall, LTV ratio may exceed limits; lenders might demand partial payment or additional margin.
•Always take gold loans from banks or RBI-regulated NBFCs and keep all loan documents safe to protect your assets.

Read Full Article on News18 in Telugu

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