Modi Govt Credit Cards: Easy Loans for Traders & Farmers

• The Modi government offers credit cards through schemes like PM-SVANidhi, Pradhan Mantri Mudra Yojana, and Kisan Credit Card to support traders and farmers.
• PM-SVANidhi provides UPI-linked RuPay credit cards to street vendors, offering loans from Rs. 15,000 to Rs. 50,000 with a credit limit up to Rs. 30,000.
• Pradhan Mantri Mudra Yojana issues Mudra cards for small business owners, facilitating loans up to Rs. 20 lakh across four categories (Shishu, Kishore, Tarun, Tarun Plus).
• Kisan Credit Card (KCC) helps farmers access up to Rs. 3 lakh for agricultural needs, featuring low interest rates, interest subsidies, and ATM card functionality.

Why It Matters: Govt cards provide easy credit access for traders and farmers.