Government Schemes Outperform FDs in 2026: Higher Returns, Safer Investments

• Government savings schemes offer better returns and safety compared to bank fixed deposits in 2026.
• PPF (7.1%), Sukanya Samriddhi Yojana (8%), and Senior Citizen Savings Scheme (8.2%) provide attractive interest rates.
• Kisan Vikas Patra doubles investment in 115 months; National Savings Certificate offers 7.7% with tax benefits.
• Post Office Monthly Income Scheme (7.4%) is ideal for regular cash flow for middle-class families.
• These schemes are government-guaranteed, ensuring no risk of capital loss and offering tax benefits.