Lakhpati Didi Yojana: Interest-Free Loans Up to Rs 5 Lakh for Women Entrepreneurs

• The central government's Lakhpati Didi Yojana aims to financially empower rural women by providing loans up to Rs 5 lakh.
• The scheme targets women in Self-Help Groups (SHGs) to help them start small businesses and achieve an annual income of at least Rs 1 lakh.
• A key benefit is the interest subsidy, making loans either interest-free in some states or available at very low rates compared to regular bank loans.
• Beyond financial aid, the scheme offers skill training for business conduct, accounting, and marketing linkages for products.
• Eligibility requires women to be 18-50 years old, an active SHG member, have a business plan, no government job in the family, and an annual family income under Rs 3 lakh.

Why It Matters: Lakhpati Didi Yojana empowers rural women with interest-subsidized loans, training, and support for business ventures.