Merge EPF Accounts Online: Consolidate Your Retirement Savings Easily

• Employees often have multiple EPF accounts under the same UAN; these do not merge automatically.
• EPFO now allows online transfer of old EPF balances to new accounts via its Members Portal.
• The online process requires an activated, Aadhaar-linked UAN, login, OTP verification, and selecting old accounts.
• Your current company's approval is necessary for EPFO to complete the merger of old accounts.
• Consolidating EPF accounts ensures better management, financial security, and tax benefits; FY 2025-26 interest rate is 8.25%.