New Year: Smarten Your Savings & Investments to Boost Funds

• Review digital financial presence by checking unused bank accounts, forgotten auto-debits, and repetitive investments.
• Cancel unused OTT subscriptions and delete banking apps that are not actively used.
• Re-evaluate old investment plans like ULIPs and endowment plans, opting for term life insurance and mutual fund SIPs instead.
• Focus on asset allocation by diversifying investments across equity, debt, real estate, and gold.
• Prioritize paying off debts in the new year to reduce financial burden and interest expenses.

Why It Matters: Optimize your finances for better savings and investment growth.