Investing Rs 1 lakh in a 5-year Post Office Time Deposit at 7.5% interest yields Rs 44,995 in interest, totaling Rs 1,44,995 at maturity.
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News1807-01-2026, 18:36

Post Office Rates Steady: KVP Still Your Top Zero-Risk Investment?

  • Central government keeps Post Office interest rates unchanged for Q4, ensuring stable returns for small investors.
  • Kisan Vikas Patra (KVP) offers an attractive 7.5% annual interest rate, doubling investments in 115 months (9 years, 7 months).
  • KVP is a government-guaranteed, zero-risk scheme, making it ideal for long-term financial planning and wealth building.
  • No maximum investment limit, minimum Rs 1,000; accounts can be individual, joint, and transferred between post offices.
  • Provides complete safety and accessibility in rural and urban areas, helping families save for future needs.

Why It Matters: Kisan Vikas Patra remains a secure, government-backed, zero-risk option for doubling long-term savings.

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