Post Office SCSS: Invest Once, Earn ₹20,000 Monthly from Interest!

• Post Office's Senior Citizens Savings Scheme (SCSS) offers a secure and high-return investment option for regular monthly income.
• The scheme provides an 8.2% annual interest rate, higher than bank FDs, with zero risk as it's government-backed.
• Invest up to ₹30 lakh (joint account) and claim tax benefits under Section 80C for up to ₹1.5 lakh annually.
• Interest is paid every three months; the investment maturity period is 5 years, extendable by 3 years.
• To earn ₹20,000 monthly, invest ₹30 lakh (joint account) to receive ₹61,500 every three months, averaging ₹20,500 per month.