Post Office TD: Secure 7.5% Interest, Earn Up To ₹89,990

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News18•10-12-2025, 10:22
Post Office TD: Secure 7.5% Interest, Earn Up To ₹89,990
- •Post Office Time Deposit (TD) scheme offers higher interest rates than many bank FDs, especially after recent RBI repo rate reductions.
- •The scheme provides various tenures (1, 2, 3, 5 years), with the highest interest rate of 7.5% for a 5-year deposit.
- •An investment of ₹2,00,000 in a 5-year TD at 7.5% yields ₹89,990 in interest, totaling ₹2,89,990 at maturity.
- •Post Office TD accounts are government-backed, ensuring full security and low risk for investors.
- •The scheme allows for single or joint accounts (up to three individuals) and offers the same interest rate for all age groups.
Why It Matters: It presents a safe, high-interest investment option during low bank rates.
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