Achieve ₹1 Lakh Monthly Post-Retirement: Calculate Your Essential Retirement Corpus
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Retirement Goal: Need 1 Lakh/Month? Build a 2.5 Crore Corpus!
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News18•18-02-2026, 12:56
Retirement Goal: Need 1 Lakh/Month? Build a 2.5 Crore Corpus!
•To receive 1 lakh rupees per month after retirement, a corpus of approximately 2.5 crore rupees is needed, assuming a 6% return and 5% inflation.
•This corpus is calculated for a 25-year period, from age 60 to 85, to generate an inflation-adjusted monthly income.
•Inflation significantly impacts future purchasing power; 1 lakh today could be equivalent to 3.2 lakh in 20 years due to 6% annual inflation.
•Building a 2.5 crore corpus requires proactive effort, disciplined investments, and leveraging compounding.
•Strategies include balanced investments in equity, debt, annuities, SIPs in mutual funds, and tax-advantaged schemes like NPS and PPF, with periodic portfolio reviews.