Retirement Mutual Funds: Unlock Big Income for Your Golden Years

• Retirement planning is a crucial financial strategy, requiring dedicated savings alongside other expenses.
• While many rely on pensions or FDs, mutual funds offer a powerful way to build a substantial retirement corpus.
• Retirement Mutual Funds are solution-oriented funds with a five-year lock-in, offering diversification and flexibility.
• As of November 2025, there are 29 such schemes with an AUM of ₹32,835 crore and over 30 lakh registered portfolios.
• These funds provide more flexibility compared to PPF or NPS, with options tailored to different risk appetites (conservative, moderate, aggressive).

Why It Matters: Retirement Mutual Funds offer a flexible and diversified path to building a significant corpus for post-retirement life.