SIP Investment: ₹10,000 Monthly for 20 Years Can Yield ₹1.5 Crore
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News1826-01-2026, 14:37

SIP Investment: ₹10,000 Monthly for 20 Years Can Yield ₹1.5 Crore

  • Investing ₹10,000 monthly in an SIP for 20 years totals ₹24 lakh in investment.
  • With a 10% average return, the estimated fund value is ₹76-77 lakh, yielding a profit of ₹52-53 lakh.
  • At a 12% average return, the fund could grow to ₹99 lakh to ₹1 crore, with a profit of ₹75 lakh.
  • A 15% average return could result in an estimated fund value of ₹1.45-₹1.50 crore, generating a profit of ₹1.20 crore.
  • SIP's strengths include compounding, investment discipline, risk averaging, and achieving large goals with small, regular contributions.

Why It Matters: Consistent ₹10,000 monthly SIP for 20 years can build a substantial corpus, potentially exceeding ₹1 crore.

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