Small Savings Schemes: Stable Returns Amidst Volatile Stock Market

• Central government keeps interest rates of Small Savings Schemes unchanged for April-June 2026 quarter.
• Returns range from 4% to 8.2%, with Senior Citizen Savings Scheme and Sukanya Samriddhi Yojana offering the highest at 8.2%.
• Schemes like PPF, KVP, SCSS, and Sukanya Samriddhi Yojana provide guaranteed returns, making them risk-free due to government backing.
• Offers a strong, secure option for long-term and retirement investments, especially when the stock market is uncertain.
• Specific rates include 7.1% for PPF, 7.5% for Kisan Vikas Patra, and 7.4% for Monthly Income Scheme.