Unlock Double Returns: The Secret SIP Trick 99% Miss!

Business
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News18•09-01-2026, 16:21
Unlock Double Returns: The Secret SIP Trick 99% Miss!
- •Systematic Investment Plan (SIP) is a reliable long-term investment method, but many miss a crucial strategy.
- •A 'step-up SIP' involves increasing your monthly investment by 5-10% annually, leveraging salary increments.
- •A regular SIP of ₹12,000 monthly for 30 years at 12% return yields ₹3.70 crores, but inflation erodes its value.
- •A step-up SIP, increasing by 8% annually, can grow the same initial ₹12,000 investment to ₹7.61 crores in 30 years.
- •This strategy is ideal for young employees, those combating inflation, and investors with large future financial goals.
Why It Matters: Implement a step-up SIP to significantly boost your retirement fund and counter inflation effectively.
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