Gold Jewellery vs. Gold Coins: Which is the Better Investment? 90% Don't Know!

• Gold is a traditional investment in India, but choosing between jewellery and coins for wealth creation is crucial.
• Gold jewellery incurs significant making charges (8-25%+), 3% GST, and brand premiums, which are not recovered during resale.
• When selling jewellery, only the gold's daily price is considered; making charges and premiums are lost, and depreciation may apply.
• Jewellery often uses 22-carat or 18-carat gold due to mixing with other metals for durability, reducing purity.
• For investment, 24-carat gold coins or biscuits (99.9% purity) are recommended, with nominal making charges (1-4%) and full resale value.