Master Your Credit Card: 7 Smart Tricks to Boost Financial Strength & Avoid Debt

• Limit credit card usage to 30% of your total limit to maintain a healthy CIBIL score.
• Always pay your credit card bill in full and on time to avoid interest charges and improve your credit score.
• Avoid having multiple credit cards and strictly refrain from cash withdrawals due to high interest and fees.
• Use EMI offers wisely; do not convert every purchase into an EMI to prevent pre-spending future income.
• Regularly check your credit report for errors and avoid closing old cards to maintain a strong credit history.

Why It Matters: Use credit cards wisely with these 7 tips to build financial strength, avoid debt, and improve your credit score.