Sent UPI to Wrong Account? Don't Panic! Get Your Money Back with These Steps

• If you send money to the wrong UPI ID, don't panic; UPI transactions are traceable with a unique Transaction ID (UTR).
• Immediately note down all transaction details (UTR, date, time, amount, recipient's UPI ID) and recheck if the transaction is pending.
• File a complaint on the UPI app (Google Pay, PhonePe, Paytm) via 'Report a Problem' and contact your bank with UTR and screenshot.
• Banks act as intermediaries and cannot withdraw money without the recipient's permission; escalate to the bank's nodal officer if needed.
• Try contacting the recipient directly; if uncooperative, use NPCI's 'Dispute Redressal Mechanism' (DRM) portal or RBI's Banking Ombudsman as a last resort.

Why It Matters: Act quickly and follow official channels to recover money sent to the wrong UPI account.