PM Kisan: Loan Default Won't Stop Payments, Consumer Commission Rules

• PM Kisan payments are not linked to bank loan repayments; banks cannot withhold funds for unpaid loans.
• A farmer in Nilgiris, Tamil Nadu, had PM Kisan funds withheld by a bank due to an unpaid loan.
• The Consumer Commission ruled in favor of the farmer, stating banks have no right to stop PM Kisan payments for loan defaults.
• The bank was ordered to release the funds and pay an additional fine to the farmer.
• Farmers are encouraged to use Kisan Credit Cards for low-interest loans.

Why It Matters: PM Kisan funds cannot be withheld by banks for unpaid loans, ensuring farmers' benefits.