RBI Confirms Banks Open Jan 1, 2026; No Holiday Declared

• Banks will operate normally on January 1, 2026; it is not an RBI-declared national or state holiday.
• RBI's annual calendar details three types of bank holidays: national, religious/regional, and fixed weekend closures (2nd/4th Saturdays, all Sundays).
• National holidays like Republic Day, Independence Day, and Gandhi Jayanti result in nationwide bank closures.
• Religious and regional festivals cause state-specific closures, meaning banks might be open in one state and closed in another.
• The total number of bank holidays in 2026 will vary by state, depending on local festivals; digital banking services remain active.

Why It Matters: Banks will be open on January 1, 2026; check state-specific RBI holiday lists for other closures.