Detect & Prevent Unauthorized Loans on Your PAN Card: A Crucial Guide

• PAN card misuse can lead to unauthorized loans, impacting credit scores and causing identity theft.
• Regularly check your credit report from bureaus like CIBIL, Experian, Equifax for unrecognised loans.
• Use fintech apps (OneScore, Paytm, Cred) for easier monitoring and alerts on credit activity.
• Verify CKYC data via DigiLocker to confirm if loan accounts were opened without consent.
• Protect your PAN: avoid sharing on unsecured sites, watermark digital copies, and enable bank alerts for new applications.

Why It Matters: Proactively monitor your credit report and protect your PAN to prevent loan fraud and identity theft.