Israel-Iran Conflict Strands Indians: Will Your Travel Insurance Cover War Zones?

• Middle East tensions disrupt international air travel, stranding thousands of passengers in regions like Dubai, Qatar, and Iran.
• Travel insurance claims depend on the cause of disruption and policy purchase timing; 'known circumstances' may lead to rejection.
• Most policies include a 'war exclusion clause,' voiding coverage for declared war or military action, but undeclared conflicts may differ.
• UAE offers significant relief, covering accommodation, food, and rebooking for 20,200 stranded passengers.
• Before traveling to unstable regions, check government advisories, hospital availability, and thoroughly study policy exclusions and sub-limits.