1.22 Lakh Central Govt Staff Opt for Unified Pension Scheme

• Over 1.22 lakh central government employees opted for the Unified Pension Scheme (UPS) by November 30, 2025.
• Employees who opted for UPS can make a one-time, one-way switch back to NPS, subject to certain conditions.
• The UPS, effective April 1, 2025, offers an assured payout of 50% of average basic pay for 25 years of service.
• A minimum payout of Rs 10,000 per month is assured for those with at least 10 years of service.
• Family payout under UPS is 60% of the admissible amount, payable to the legally wedded spouse.

Why It Matters: New pension scheme offers financial security to central government employees.