APY Enrollment Soars: 8.34 Crore Total, 48% Women Seek Rs. 5,000 Pension

• Atal Pension Yojana (APY) has over 8.34 crore enrolments as of Oct 31, 2025, with nearly 48% (4.04 crore) being female subscribers.
• Launched in 2015, APY provides financial security for unorganised sector workers, offering monthly pensions from Rs. 1,000 to Rs. 5,000 after age 60.
• Individuals aged 18-40 with a bank or post office savings account can join APY, with the first pension payments expected to begin in 2035.
• The government and PFRDA use awareness campaigns and digital platforms (e-APY, mobile apps) to increase APY's reach, especially in rural areas.
• APY is widely accessible through major banks, small finance banks, cooperative banks, payment banks, and post office branches across the country.

Why It Matters: It provides essential old-age financial security, particularly for women.