Even as market-based financing expands—across bonds, private credit, AIFs and securitisation—banks are expected to retain nearly ~58% of total lending market share over the next seven years.
Banking
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Moneycontrol24-12-2025, 11:33

Viksit Bharat Vision: Indian Banks Need $200B Strategic Capital for $30T Economy

  • India aims for a $7-8 trillion economy by FY32 and a $30-trillion 'Viksit Bharat' vision, requiring significant investment-led growth.
  • Banking system needs Rs 250 trillion (~$3 trillion) incremental credit and Rs 15 trillion ($170–200 billion) additional CET1 capital by FY32.
  • Strategic investors (global banks, SWFs) bring long-term capital, operational depth, and governance, favored by regulators.
  • Financial investors (PE, private credit) provide agility, innovation, and medium-term capital for balance-sheet expansion.
  • Government pushes PSU bank consolidation to create stronger, globally competitive institutions for India's growth ambitions.

Why It Matters: Indian banks require massive strategic capital infusion to fuel the 'Viksit Bharat' vision and achieve a $30T economy.

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