HDFC Bank Q3 Net Profit Jumps 11.4% to Rs 18,653.75 Crore; NII Up 6.4%

• HDFC Bank reported an 11.45% year-on-year increase in standalone net profit, reaching Rs 18,653.75 crore for Q3 FY26.
• Net Interest Income (NII) for the bank rose by 6.4% year-on-year to Rs 32,615 crore, driven by loan growth and managed funding costs.
• Total income for the quarter increased to Rs 90,005 crore, up from Rs 87,460 crore in the previous year.
• Provisions and contingencies for the quarter were Rs 2,837.86 crore, a decrease from both the previous quarter and the year-ago period.
• Asset quality improved with Gross NPA ratio moderating to 1.24% and Net NPA ratio to 0.42%.

Why It Matters: HDFC Bank demonstrates strong Q3 performance with significant profit and NII growth, alongside improved asset quality.