RBL Bank Q3 FY26 Net Profit Soars 5.5x to Rs 214 Crore; Asset Quality Improves

• RBL Bank reported a significant 5.5x increase in standalone net profit to Rs 214 crore for Q3 FY26, compared to Rs 33 crore in the year-ago quarter.
• Net Interest Income (NII) grew 5% year-on-year to Rs 1,657 crore, with Net Interest Margin (NIM) improving to 4.63%.
• Asset quality showed meaningful improvement, with Gross NPA declining to 1.88% and Net NPA at 0.55% as of December 31, 2025.
• Net advances increased 14% year-on-year to Rs 1.03 lakh crore, driven by secured retail advances and commercial banking.
• The bank received shareholder approval for capital infusion by Emirates NBD PJSC and amalgamation of its Indian branches, awaiting regulatory approvals.

Why It Matters: RBL Bank's Q3 FY26 results show robust profit growth, improved asset quality, and healthy balance sheet expansion.