Indian Bank cuts lending rates after RBI repo rate reduction; EMIs fall

• Indian Bank reduced its Repo Linked Benchmark Lending Rate (RBLR) from 8.20% to 7.95%, effective December 6, 2025.
• This cut follows the RBI's 25 basis point reduction in the repo rate, from 5.50% to 5.25%.
• The RBLR decrease will lower borrowing costs for customers with RBLR-linked loans, potentially reducing EMIs or loan tenures.
• Indian Bank also lowered its one-year Marginal Cost of Funds Based Lending Rate (MCLR) by 5 basis points to 8.80%, effective December 3, 2025.

Why It Matters: Indian Bank's rate cut lowers borrowing costs for customers.