Mediclaim offers broader, long-term cover than one-time critical illness plans. (Representative Image)
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News1830-12-2025, 15:50

Mediclaim Beats Critical Illness for Cancer: Why Regular Policies Offer Superior Protection

  • Cancer treatment is long-term, costly (often Rs 30 lakh+), and requires repeated care over months or years, draining savings quickly.
  • Regular mediclaim policies renew yearly, stay active for life, and cover multiple claims, making them ideal for chronic illnesses like cancer.
  • Critical illness plans typically pay a fixed lump sum once, then the policy ends, leaving patients unprotected for recurrence or ongoing treatment.
  • Modern cancer care includes expensive treatments like immunotherapy and robotic surgery, which mediclaim policies are increasingly mandated to cover.
  • A high sum insured mediclaim, potentially with a top-up plan, offers robust, long-term financial safety against cancer's escalating costs.

Why It Matters: Regular mediclaim with a high sum insured offers superior, long-term financial protection against cancer's high costs.

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