Customers using non-SBI ATMs will now pay more. (Photo Credits: X)
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News1811-01-2026, 08:30

SBI Hikes ATM Charges After Interchange Fee Increase; New Rates Effective December 1

  • State Bank of India (SBI) revised ATM transaction charges effective December 1, 2025, due to increased interchange fees.
  • Savings account holders now pay Rs 23 + GST for cash withdrawals and Rs 11 + GST for non-financial transactions at other bank ATMs after 5 free transactions.
  • Salary account holders face a new limit of 10 free transactions per month at non-SBI ATMs, with charges of Rs 23 + GST for cash withdrawals and Rs 11 + GST for non-financial transactions thereafter.
  • No changes for Basic Saving Bank Deposit (BSBD) accounts or for transactions at SBI ATMs using SBI debit cards.
  • Cardless cash withdrawals at SBI ATMs remain unlimited and free.

Why It Matters: SBI revises ATM charges for savings and salary accounts at other bank ATMs due to interchange fee hike.

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