Under the new structure, SBI customers will be charged Rs 23 plus GST for every cash withdrawal made at a non-SBI ATM after exhausting the free transactions
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Moneycontrol12-01-2026, 12:39

SBI Hikes Non-SBI ATM Withdrawal, Balance Check Fees: What Customers Pay Now

  • State Bank of India (SBI) increased charges for non-SBI ATM transactions effective December 1, 2025.
  • Cash withdrawals at non-SBI ATMs beyond free limits now cost Rs 23 plus GST, up from Rs 21 plus GST.
  • Non-financial transactions (balance enquiries, mini statements) at non-SBI ATMs now cost Rs 11 plus GST, up from Rs 10 plus GST.
  • The revision is due to increased interchange fees and primarily affects savings and salary account holders exceeding free limits.
  • Basic Savings Bank Deposit (BSBD) accounts, SBI ATM transactions, cardless withdrawals, and Kisan Credit Card (KCC) accounts are unaffected.

Why It Matters: SBI has increased fees for non-SBI ATM withdrawals and balance checks, impacting customers exceeding free limits.

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