Digital Loans in India: Massive Opportunity Despite Tighter Regulations, Says Investor

• Investor Mayank Kachhwaha sees significant long-term opportunity in India's digital credit market.
• Fundamentum led a $23 million Series B round in Olyv, a digital financial platform focused on middle-income consumers.
• Olyv has achieved 11 consecutive quarters of profitability and facilitated ₹10,000 crore in transactions.
• Regulatory clarity and India's digital public infrastructure are enabling fintech firms to scale efficiently and underwrite risk better.
• The next phase of fintech will favor full-stack financial ecosystems, with embedded and supply chain credit as major growth areas.